Financing & rent-to-own
Financing for every credit.
Good credit, fair credit or starting over — there's a way to get the trailer you need working for you. Apply online in minutes.
- Fast decisions
- Rent-to-own options
- No-pressure answers
Two ways to drive away
Pick the path that fits you.
Not sure which one is right? Apply once and we'll walk you through both.
Financing
A traditional trailer loan through our lending partners. Build credit, own the title from day one.
- Options for good, fair and rebuilding credit
- Terms commonly 24 to 72 months
- Low or no money down on approved credit
- Pay off early any time — ask about prepayment terms
Rent-to-Own
Make monthly rental payments and own the trailer at the end of the agreement — a path for buyers who don’t want a loan.
- Approval typically isn’t driven by credit score
- Small upfront payment to get started
- Return it if your needs change — ask how
- Payments go toward ownership
Payment estimator
What will it cost a month?
Slide the numbers to see a ballpark payment. It's an estimate — your real terms come with your approval.
- Amount financed
- $11,000
- Illustrative APR
- 11.99%
- Term
- 60 months
- Est. total interest
- $3,678
Estimate only — not an offer of credit. APRs shown are illustrative assumptions for each credit band; your actual rate, term and payment depend on credit approval and the lender. Excludes tax, title, license and fees.
Rent-to-own
How rent-to-own works.
Simple monthly payments with a clear finish line. We'll put every number in writing before you sign.
Pick your trailer
Choose any eligible unit on the lot or in our online inventory.
Apply in minutes
Quick application. Approval typically isn’t driven by your credit score.
Make a small payment
Pay the first month plus any setup fee and hook it up.
Own it
Complete your payments — or pay it off early — and the title is yours.
Be ready
What to bring.
Have these handy and most deals are done in one visit.
- A valid driver’s license or state ID
- Proof of income — recent pay stubs, bank statements or tax return
- Proof of address — a utility bill or lease
- Your down payment or first rent-to-own payment
- Proof of insurance if your lender requires it
- Your trade-in title, if you’re trading in
Apply online
Get pre-qualified.
Secure application — sensitive fields are encrypted before they leave your browser. Takes about 5 minutes.
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Prefer to apply by phone? Call (925) 886-4436.
Financing FAQ
Straight answers.
Can I get financed with bad credit?
Does applying hurt my credit?
How much do I need to put down?
What’s the difference between financing and rent-to-own?
Can I pay off early?
Can I trade in my old trailer?
All financing is subject to credit approval by the lender. Rent-to-own agreements are subject to approval and are not a loan. Rates, terms, down payment and monthly payments vary by lender, credit history and the trailer selected. Payment estimates on this page are for illustration only and are not an offer of credit; they exclude tax, title, license and fees.
Find the trailer, then the payment.
Browse what’s in stock, then come back and estimate your payment.